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Asset Based Lending

Asset based lending software that grows your book, not your workload

Automate borrowing base calculations and streamline portfolio management, freeing your team from manual tasks to focus on higher-value work.

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TRUSTED BY LENDERS WORLDWIDE

Built for Asset Based Lending

  • Shaped around your book

    Multi-asset collateral, multi-currency facilities, syndicated structures: all configured by your own team as your book changes.

  • Charge every fee you’ve earned

    Complex fee structures across agreements, clients, and facilities are calculated automatically and reconciled straight into your general ledger. Ineligibles and accruals are optimized, so your relationship managers get that time back for clients.

  • Examiner-ready

    Every input and adjustment is logged the moment it happens. Certified to ISO 27001, SOC 1, SOC 2, and FSQS.

Let your ABL portfolio outgrow your headcount

As your book grows, Lendscape grows with it. One major North American lender scaled their European ABL business 12x while headcount grew only 2x, because the platform absorbed the operational load rather than the ops team. If your book is outgrowing your back office, let’s talk.

Auditable Automated borrowing base exceptions

Eligible receivables, concentration limits, cross-aging rules, and dilution reserves applied in a single pass as collateral data arrives, with every input and adjustment logged for bank examiner and field auditor review. Covenant alerts fire before a breach instead of after, and inventory carries its own advance rates by category.

Syndication Syndicated deals without the spreadsheets

One consolidated agreement structure instead of scattered spreadsheets. Share allocations calculate automatically at end-of-day; cash flow moves to and from participants without manual wiring instructions, and fee-share calculations and payments run on the same schedule. Each participant gets to pull their own reports from their own portal.

Empower Create a culture of connection

Give your team greater visibility, seamless collaboration, and smarter tools to deliver more for your customers.

Flexible Borrowers connect however they're ready

Some borrowers submit collateral by API. Others still email spreadsheets. Lendscape’s self-service portal takes both, so nobody’s process has to change on migration day.

Consolidation Manage fees and reserves where they belong

Reserves, fee configurations, and multi-currency reporting still live in spreadsheets at plenty of ABL shops, patched around rather than built into the system of record. Lendscape brings collateral, fees, and multi-currency positions onto one configurable platform.

Coverage An ABL platform that doesn’t stop at the straightforward facility

Most ABL software handles the clean facility well and leaves the exceptions to an analyst’s judgment, because automating the messy cases doesn’t demo well. Lendscape automates the clean cases and the awkward ones.

Let your ABL portfolio outgrow your headcount

130+ financial institutions in 40 countries trust Lendscape

12x ABL portfolio growth on 2x headcount

$2.5B Funds in Use onboarded in 4 days

"“We benchmarked all the major lending systems, and Lendscape is without doubt the best solution in the market - it's robust, flexible, and fits the way we work as a bespoke asset-based lender.”"

Alan Couzins, COO, Leumi ABL

Alan Couzins
COO, Leumi ABL

SECURITY AND COMPLIANCE

Certified to ISO 27001, SOC 1, SOC 2, and FSQS: the bar your risk and compliance teams will hold any vendor to. More than 130 financial institutions across 40 countries trust Lendscape to manage secured finance portfolios worth billions in funding volume.

Contact Us

Your ABL book deserves a platform built for it

See how Lendscape can help your team run a bigger book without a bigger back office.

North America Office


735 Tank Farm Road,
Suite 185,
San Luis Obispo,
CA 93401­7074
United States

+1 805 544 5821

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Frequently Asked Questions

What is asset based lending software and how is it different from a standard loan management system?

A standard loan management system is designed for fixed-term loans with set payment schedules. Once a loan is booked, the system manages repayment, and the credit outstanding is predictable. Asset based lending software is built for revolving credit facilities where availability changes daily based on the current eligible value of the borrower’s collateral. That requires continuous borrowing base calculations, real-time collateral monitoring, field exam workflows, and covenant tracking that a general loan management system is not designed to handle.

How does ABL software automate borrowing base certificate calculations?

ABL software ingests collateral data from the borrower via API, file upload, or portal submission, and automatically applies the lender’s eligibility rules, advance rates, concentration limits, cross-aging rules, and dilution reserves to produce an updated borrowing base certificate (BBC). The calculation happens in real time with a full, time-stamped audit trail, replacing the manual spreadsheet process that most lenders currently rely on. Every BBC produced by Lendscape is examiner-ready the moment it is generated.

How does collateral monitoring software work in an ABL facility?

Collateral monitoring software tracks the ongoing value and eligibility of a borrower’s pledged assets between field exams. It applies concentration limits, cross-aging rules, and dilution thresholds automatically on each collateral submission, flagging exceptions for the lender’s review rather than requiring manual analysis of each aging report. In Lendscape, monitoring runs continuously across the full portfolio, so a lender managing 20 or 50 active facilities has a live view of availability and risk across every borrower at any time.

How does Lendscape handle field exam scheduling and collateral audit documentation?

Lendscape allows lenders to schedule field exams, assign examiners, and capture findings using configurable fields within the platform. Exam findings and any resulting collateral adjustments are logged with a timestamp and linked to the relevant facility, producing a complete audit trail without the need for separate documentation systems. This means field exam results feed directly into the borrowing base, so availability is updated as findings are confirmed rather than after a manual reconciliation step.

How does Lendscape compare to other ABL software vendors?

Lendscape differentiates on proven scale, certification depth, and multi-asset capability. More than 130 financial institutions across 40 countries rely on Lendscape, with one major North American lender achieving 12x growth in their European ABL business at 2x headcount. Our asset based lending finance software handles multi-currency facilities, syndicated deal structures, and diverse collateral pools, including receivables, inventory, real estate, intellectual property (IP), and equipment, in a single system, and holds the ISO 27001, SOC 1, SOC 2, and FSQS certifications required for regulated bank use.

Is Lendscape a suitable replacement for lenders evaluating ABL software alternatives?

Yes. Lendscape is designed for bank ABL divisions, commercial finance companies, and specialty lenders looking to replace legacy or spreadsheet-dependent systems. Borrowers connecting via API and those still submitting spreadsheets are both supported, so no active facility is put at risk during migration. Financial institutions comparing options for the best asset based lending software usually weigh migration risk, borrower onboarding effort, and collateral monitoring depth, and Lendscape is strong on all three.